If Florida is on your radar, here are some affordable cities to retire that have tons of amenities seniors love.
This quiet city located about 25 minutes north east of downtown Tampa boasts some newer planned communities, including Seven Oaks, Watergrass and Saddlewood.
The city has been growing rapidly but still has rural areas. Originally named Double Branch after the twin creeks that flowed through the area, the city's name was later changed in honor of a popular Methodist chapel.
Wesley Chapel features a well-designed county park system. Two new malls. The town's proximity to Interstate 75 makes it easy to get into Tampa and other nearby communities.
The cost of living is 8% below the national average and the Median Home Price is $130,000.
Summer temps usually top out in the low 90s. Winter temps are in the 60s and 70s with lows in the 50s. Average rainfall is 50 inches per year with the usual summertime afternoon showers.
Public Transit: Yes, provided by Pasco County, but it is limited.
The Crime Rate is below the national average. There is not a hospital that accepts Medicare patients, but Florida Hospital in Zephyrhills, about 8 miles away, accepts Medicare patients.
Port Orange lies along Florida's northeast coast and known best for its fishing and quaint downtown area. The cost of living here is 3% below the national average and the median price for a home is $170,000.
Today this coastal metropolis attracts a mature demographic, with 50% of residents age 45 plus and the crime rate is below the national average.
One of the newest additions to the city is the Pavilion at Port Orange, an appealing upscale 525,000 sq. ft. open-air marketplace with dining, shopping and entertainment.
There is also a newly renovated Adult Center with a good selection of adult classes, including ballroom dancing and painting.
Daytona Beach, which is a close five miles up the road offers many amenities not found in Port Orange, such as professional theater, symphony, a ballet company and a planetarium.
Halifax Health has a campus here and in Daytona, with a total of 765 beds and Medicare patients are accepted. Close-by Daytona is also the home of award-winning Florida Hospital Memorial Medical Center, named one of the nation's top 50 hospitals, and a VA outpatient clinic.
Summers are hot and humid (temperatures in the 80s and 90s), and winters are mild and slightly less humid (temperatures in the 50s, 60s, low-70s). The chance of a tornado is 50% greater than the national average, and the chance of a hurricane is 1 in 50 (compared to Miami which has a 1 in 6 chance). The air quality is well above the national average, but the water quality is well below.
If you're looking for beach retirement, Dunedin is in west central Florida just north of Clearwater with five miles of unspoiled shoreline. Seniors seem to really like it here. As with many coastal communities in Florida, there has been a rise in real estate taxes and homeowners' insurance rates.
The crime rate meets the national average here, and the cost of living is 5% below the national average. The median home price is $150,000, and 30% of the population is age 65 or better.
Summers are hot and humid with afternoon showers, and winters are mild but hurricanes are always possible.
Dunedin is considered by many to be one of the most walkable towns ever with its quaint, pedestrian-friendly Main Street lined with colorful pubs, bookstores, galleries, small restaurants, curio shops and two beaches. One of those beaches, Caladesi Island State Park is often referred to as the nation’s best beach.
This is an energetic place, and festivals and events like the Highland games and Spring Clan Gathering are many.
Dunedin Public Library offers adult education classes, film showings, book discussion groups and has Internet access. The Dunedin Fine Arts Center is a lovely facility and mounts various exhibits throughout the year.
The Senior Activity Center offers many programs and activities for those of us who are 50 Plus.
Dunedin has two golf courses, but many more are within a short drive and the Toronto Blue Jays have their spring training here.
Meese Dunedin Hospital is a designated stroke care center and it is award-winning for nursing care that meets or exceeds national averages in most specialty areas.
More affordable cities to retire in Florida. More
If you are thinking about the best places to retire in Florida, these cities will give you a lot for your money.