Beach retirement is for you if your dream retirement includes a close-knit town, white sand and pounding surf. And we've got just the right beach towns at the right price.
Never thought you could afford to retire on a beach because it was too expensive? Well, admittedly most beach towns are pricy, however they aren't all out of reach for the average retiree's budget.
We've found some great places to retire on a beach where you can dig your toes in the sand under the warm sun and stroll along the beach in the moonlight for under $40,000 a year.
The term cheap is relative. If you live in California for example, most properties on the beach will cost well over one million dollars.
Virginia Beach, Virginia
Stroll along the Virginia Beach boardwalk and it's hard to imagine wilderness anywhere nearby. But a scant 15 miles to the south, a primeval stretch of seacoast offers solitude.
The 8,000-acre Back Bay National Wildlife Refuge marks the beginning of the string of sand spits and barrier islands that culminates in North Carolina's Outer Banks. But unlike much of the Banks, you can't get here by car: The refuge's dunes and bayside marshlands are only bike and foot accessible, unless you take a seasonal park service tram.
Dozens of migratory species like black and mallard ducks, greater scaup, gadwall, tundra swans, and an estimated 10,000 snow geese can be seen here. The southern end of the refuge serves as the gateway to the remote False Cape State Park, a place marked by empty beaches and maritime pine forest.
The median price for homes here is $235, but I’m not sure if that gets you beachfront property.
For More information go to: backbay.fws.gov
I admit it. I love Annapolis. If you want to feel the charm of a port straight out of the 18th century, Annapolis is the place for you with an affordable median home price of $196,000 for a beach city.
At the mouth of the Severn River, halfway between Baltimore and Washington, D.C., Annapolis accesses one of America's loveliest and most endlessly fascinating bodies of water, the Chesapeake Bay.
A compact, peninsular where downtown restaurateurs serve up fresh, local blue crabs, Annapolis marks the opening to the Chesapeake's 4,480 square miles, snaking more than 195 miles in length and fed by placid tidal rivers such as the Patuxent. When we lived there it was always one of our favorite haunts.
The bay is never more than 35 miles across, with countless protected anchorages that make it one of the world's best waterways for extended cruising.
Annapolis welcomes the U.S. Sailboat and Powerboat shows at City Dock in October. And Annapolis City Marina has slips ranging all the way up to 85 feet if you make a purchase.
Population: 35,838 For More Information visit: annapolis.com
Great beaches to retire. If you are seeking that Beach retirement vibe it's right here.